Did you know that a payment calculator is just one tool to help you learn more about what you can afford? Maybe you’re willing to take on a higher payment for a shorter period of time. Maybe you’re more comfortable with a lower monthly payment that will take longer to pay off. Regardless, there are ways Mount Airy Toyota can work with you to get you moving.
Whether you’re shopping for something fresh off the lot or that’s been around the block, understanding how to finance your car is an important part of the purchasing process.
At Mount Airy Toyota, we aim to make financing your next vehicle something that’s easy to do. Our certified financial advisors are trained to work with any credit situation and leverage a network of hundreds of banks and lenders to secure the best rate for you. Our advisors are kind and considerate. They know that life happens. You shouldn’t be worried or embarrassed about discussing your financial status with our advisors. Helping others work to meet their financial goals is what they were trained to do!
Even if your credit score is something anyone would be proud of, our lenders may still provide you with benefits that you may otherwise not be able to access.
Whether you’re thinking of buying this week or next year, we can work with you to make a plan for your next purchase. Our customers come from Mount Airy and the surrounding communities — Pilot Mountain to Fancy Gap, Roaring Gap to Winston-Salem, Meadows of Dan to Yadkinville — to buy their new Toyotas as well as shop our great used car inventory.
Check your own credit score
Often you can check your credit score for free through your bank or credit card institution. You also can request a free copy of your credit report from each of the three major credit reporting agencies — Equifax, Experian, and TransUnion — once a year at annualcreditreport.com or by calling 877.322.8228. Once you have an idea of your score, consider what you can do to improve it! Is everything on your report accurate? If not, file a dispute. You should receive a response to your dispute within 30 days. Do you know some of the things that hurt a credit score?
Know what your trade in is worth
Many people buy a car to replace an older car. At Mount Airy Toyota we can help you figure out how much your trade in is worth, which will help your buying power. Just use our easy to submit form to provide details about your vehicle and you, and a Mount Airy Toyota staff member will get in touch with you with an estimate!
Apply for financing
Before you even come to the dealership, you can apply for financing now. Our online form is secure and collects the information needed to approve a loan amount and interest rate.
Mount Airy Toyota:
Search for specials
Mount Airy Toyota provides offers and incentives that make buying a new car even easier. Our military rebate and college grad rebate as well as dealer incentives give traction to your purchasing power. We also offer new car and used car specials and service specials to keep your new ride running smooth.
Search our online inventory at mountairytoyota.com, give us a call at 336.786.2118, or come visit us at 508 N. Andy Griffith Pkwy, Mount Airy, N.C. 27030. Our sales department is open from 9 a.m. to 8 p.m. Monday through Saturday, and our financing experts are here to help you every step of the way.
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